Thursday, March 9, 2017

Kumpulan Narrative Text Singkat Bahasa Inggris

Berikut ini adalah beberapa contoh Narrative Text Bahasa Inggris. Silakan dicopas bagi yang membutuhkan.

Narrative Text

The Ugly Duckling

One upon time, a mother duck sat on her eggs. She felt tired of sitting on them. She just wished the eggs would break out.
Several days later, she got her wish. The eggs cracked and some cute little ducklings appeared. "Peep, peep" the little ducklings cried. "Quack, quack" their mother greeted in return.
However the largest egg had not cracked. The mother duck sat on it for several days. Finally, it cracked and a huge ugly duckling waddled out. The mother duck looked at him in surprise. He was so big and very gray. He didn't look like the others at all. He was like a turkey.
When the mother duck brought the children to the pond for their first swimming lesson., the huge grey duckling splashed and paddled about just as nicely as the other ducklings did. "That is not a turkey chick. He is my very own son and quite handsome" the mother said proudly.
However, the other animals didn't agree. They hissed and made fun of him day by day. Even his own sisters and brothers were very unkind. "You are very ugly" they quacked.
The little poor duckling was very unhappy. "I wish I looked like them" he thought to himself. One day, the ugly duckling run away and hid in the bushes. The sad duckling lived alone through the cold and snow winter. Finally the spring flowers began to bloom. While he was swimming in the pond, he saw three large white swans swimming toward him. "Oh, dear. these beautiful birds will laugh and peck me too" he said to himself. But the swans did not attack him. Instead, they swam around him and stroked him with their bills. As the ugly duckling bent his neck to speak to them, he saw his reflection in the water. He could not believe his eyes. "I am not an ugly duckling but a beautiful swam" he exclaimed.
He was very happy. From that day on, he swam and played with his new friends and was happier than he had never been.


Queen of Arabia and Three Sheiks

Maura, who like to be thought of as the most beautiful and powerful queen of Arabia, had many suitors. One by one she discarded them, until her list was reduced to just three sheiks. The three sheiks were all equally young and handsome. They were also rich and strong. It was very hard to decide who would be the best of them.
One evening, Maura disguised herself and went to the camp of the three sheiks. As they were about to have dinner, Maura asked them for something to eat. The first gave her some left over food. The second Sheik gave her some unappetizing camel’s tail. The third sheik, who was called Hakim, offered her some of the most tender and tasty meat. After dinner, the disguised queen left the sheik’s camp.
The following day, the queen invited the three sheiks to dinner at her palace. She ordered her servant to give each one exactly what they had given her the evening before. Hakim, who received a plate of delicious meat, refused to eat it if the other two sheiks could not share it with him.
This Sheik Hakim’s act finally convinced Queen Maura that he was the man for her. “Without question, Hakim is the most generous of you” she announced her choice to the sheiks. “So it is Hakim I will marry”.
   
The Smartest Parrot

Once upon time, a man had a wonderful parrot. There was no other parrot like it. The parrot could say every word, except one word. The parrot would not say the name of the place where it was born. The name of the place was Catano.
The man felt excited having the smartest parrot but he could not understand why the parrot would not say Catano. The man tried to teach the bird to say Catano however the bird kept not saying the word.
At the first, the man was very nice to the bird but then he got very angry. “You stupid bird!” pointed the man to the parrot. “Why can’t you say the word? Say Catano! Or I will kill you” the man said angrily. Although he tried hard to teach, the parrot would not say it. Then the man got so angry and shouted to the bird over and over; “Say Catano or I’ll kill you”. The bird kept not to say the word of Catano.
One day after he had been trying so many times to make the bird say Catano, the man really got very angry. He could not bear it. He picked the parrot and threw it into the chicken house. There were four old chickens for next dinner “You are as stupid as the chickens. Just stay with them” Said the man angrily. Then he continued to humble; “You know, I will cut the chicken for my meal. Next it will be your turn, I will eat you too, stupid parrot”. After that he left the chicken house.
The next day, the man came back to the chicken house. He opened the door and was very surprised. He could not believe what he saw at the chicken house. There were three death chickens on the floor. At the moment, the parrot was standing proudly and screaming at the last old chicken; “Say Catano or I’ll kill you”.

  
The Mouse Deer And Crocodile

Once upon time there were a smart mouse deer. He lived near a river. The mouse deer used to go to the river to drink.

One day, the mouse deer was thirsty. He wanted to drink in the river but he knew that crocodiles were staying and waiting underwater to eat him. He thought hard and got bright idea. He said out loudly. “I will put in my leg and find out whether the water is warm or not” Of course the mouse deer did not do what he said. He did not put his leg but the mouse deer took a wood stick and put one end into the water. Blurrr…! Surely a crocodile grabbed the wood stick and pulled it underwater. Seeing that, the mouse deer laughed and said “Stupid crocodile! Can’t you see the difference between a wood stick and a leg?” Then the mouse deer ran to another side of the river and drink some water.

On the following day, the mouse deer was hungry. He wanted to eat some grass on the side of the river so he had to to cross the dangerous river which was full of crocodiles. Again he thought hard and found another smart idea and said loudly “Crocodiles come up!” then some crocodiles rose from the water. They looked happy and saw their sharp teeth and said “Hello, Mouse Deer. Do you come to be my lunch? We are hungry” The mouse deer just smiled and replied. “Sorry, Crocodiles, not today, I come to you to bring an invitation from the king. You are invited to the party. The king ordered me to count all crocodiles in this river so he knew how to prepare enough meal for you.”All the crocodiles felt happy and said “Really…? Tell us what to do,” said a crocodile. “You have to line up from this side of the river to the other side,” said the mouse deer. Not long after that the crocodile got all his friends and family. He ordered to lined up across the river.

The mouse deer then jumped on the Crocodile’s back. “One,” the mouse deer counted. He jumped onto the next crocodile, “Two.” And he jumped again on the next crocodile, “Three.” he kept jumping until he arrived on the other side of the river. “Just enough,” said the mouse deer. “I have counted all of you” He laughed and ran to the field of grass.


  
The Crow and The Jug

On a hot day, a thirsty crow flew over a field looking for water. For a long time, she could not find any. She left very exhausted. She almost gave up.

Suddenly, she saw water jug below her. She flew straight down to see if there was any water inside. It was surprised because there was some water inside the jug.

The crow tried to push her head into the jug. Sadly she found that the neck of the jug was too narrow. Then she tried to push the jug down for the water to flow out but she found that the jug was too heavy.

The crow thought hard for a while. Then she was looking around. She saw some pebbles. She suddenly had a good idea. She started picking up the pebbles one by one, dropping it into the jug. As more and more pebbles filled the jug, the water level kept rising. Soon it was high enough for the crow to drink. “It’s working” she said.


  



The Rabbit And The Bear

Once upon a time, there lived as neighbors, a bear and a rabbit. The rabbit was a good shot. In contrary, the bear was always clumsy and could not use the arrow to good advantage.

One day, the bear called over the rabbit and asked the rabbit to take his bow and arrows and came with bear to the other side of the hill. The rabbit was preventing to arouse the bear’s anger so he could not refuse it. He consented and went with the bear and shot enough buffalo to satisfy the hungry family. Indeed he shot and killed so many that there was lots of meat left after the bear and his family had loaded themselves and packed all they could carry home.

The bear was very gluttonous and did not want the rabbit to get any of the meat. The rabbit could not even taste the blood from the butchering as the bear would throw earth on the blood and dry it up. The poor rabbit would have to go home hungry after his hard day’s work.

The bear was the father of five children. The youngest child was very kind to the rabbit. He was very hearty eater. The mother bear always gave him an extra large piece of meat but the youngest child did not eat it. He would take it outside with him and pretended to play ball with the meat. He kicked toward the rabbit’s house and when he got close to the door he would give the meat with such a great kick. The meat would fly into the rabbit’s house. In this way, the poor rabbit would get his meal unknown to the papa bear.


The Mouse Deer and The Elephant

One day, there was a mouse deer. He was trapped in a hole that had been made by a group of hunters.

The mouse deer screamed for help but no one heard him. It was hopeless for him to escape from the trap. He waited and waited and finally an elephant came. He was happy and asked for help but the elephant was not smart enough to help him. The elephant did not know how to do.

In the end, the mouse deer got a bright idea. He said to the elephant, “Come down here! Come down to this hole so you can help me get out!” Foolishly The elephant agreed and followed the mouse deer’s order. The elephant jumped down to the hole.

Of course the mouse deer quickly hopped on the elephant’s body and then hopped out of the hole. He was free and leaving the elephant trapped in the hole in turn.


ANTONY AND CLEOPATRA:
EXAMPLE OF NARRATIVE TEXT IN LOVE STORY

Mark Antony became one of the three rulers of the Roman Empire, together with Octavius Caesar and Lepidus, and was responsible for the eastern part of the empire. He fell in love with Cleopatra, the Queen of Egypt.

As his wife had just died Antony married Octavius’ sister, Octavia, in an attempt to heal the rift between the two emperors. When Cleopatra heard about Antony’s marriage she flew into a jealous rage as she knew that Antony did not love Octavia. Antony went to Athens when war broke out between Caesar and Pompey, Antony sent Octavia back to Rome and he returned to Egypt.

Caesar was very angry with Antony’s behaviour and he declared war on both Antony and Cleopatra. When the Romans arrived, Antony was offered a choice of how to fight. He chose to fight on sea. The Egyptian navy was inadequate. When Cleopatra’s navy turned and fled, Antony followed them. Caesar defeated him.

Antony got news that Cleopatra was dead. Antony was devastated and decided to kill himself. He wounded himself without dying. His followers took him to Cleopatra’s tomb, where he died in her arms.


The Three Feathers Story

Once upon time There was a king who had three sons. The two son were clever. The third son did not speak much so he was called Simpleton. When the king had become old, he did not know which son should become the king.
Then he got a bright idea and said; “Go forth, who brings me the most beautiful carpet will be king after me”. He blew three feathers in the air, and said: “You should go as they fly”. One feather flew to the east, the second to the west, but the third flew straight up and did not fly far.
So one brother went to the right, and the other to the left. Simpleton was sad because his feather did not fly far. Then all at once he saw a trap-door close to the feather. He found some steps, and went down the door. Then he came to another door, knocked at it. The door opened, and he saw a fat toad sitting. She asked what he wanted. He answered; “I should get the prettiest and finest carpet in the world”. Then she called a young toad; “Bring me the great box!”
The young toad brought the box. The fat toad opened it, and gave simpleton a carpet out of it. The carpet was so beautiful. So Simpleton thanked her, and brought it to the kingdom. Meanwhile his brothers just got some coarse handkerchiefs from a shepherds’ wives whom they had met. When the king saw Simpleton’s carpet he was very astonished and said; ” Well, the kingdom belongs to the Simpleton”. But his two brothers argued that it was impossible that simpleton should be king, They asked the king to make a new agreement.
Then the father said; “Who brings me the most beautiful ring will inherit the kingdom”. He blew three feathers, which they were to follow. Those of the two eldest again went east and west, and simpleton’s feather flew straight up, and fell down near the trap-door. Again the fat toad gave him a ring sparkled with jewels. Meanwhile his two brothers just got old carriage-rings. However they did not cease from tormenting the king until he made a third condition.
So the king declared; Who brings the most beautiful woman home will be the king”. He again blew the three feathers into the air. Then Simpleton went down to the fat toad, and said; “I am to take home the most beautiful woman”. The she gave him a yellow turnip which had been hollowed out. Mournfully Simpleton said; “What am I to do with it?”. The toad answered; “Just put one of my little toads into it!”. Then Simpleton seized one little toad and put her into the yellow coach. Surprisingly the little toad turned into a beautiful maiden. So Simpleton took her to the king. On the other hand, his brother brought peasant women to the kingdom.
When the king saw the women he said; “After my death the kingdom belongs to my youngest son”. But the two eldest brothers kept arguing that whose wife could leap through a ring which hung in the center of the hall would be the king. The king agreed. Then the two peasant women jumped through the ring but they fell which made their arms and legs broke. On the other hand, the pretty maiden sprang through the ring as lightly as a deer which made the two peasants ceased. So Simpleton received the crown and ruled wisely the kingdom.


The Story of the Smart Farmer and the Dull Tiger


A story between a farmer, buffalo and tiger construct an example of narrative text. Built with direct indirect speech feature


Once there was a farmer from Laos. Every morning and every evening, he ploughed his field with his buffalo.
One day, a tiger saw the farmer and his buffalo working in the field. The tiger was very surprised to see a big animal listening to a small animal. The tiger wanted to know more about the big animal and the small animal.
After the man went home, the tiger spoke to the buffalo; “you are so big and strong. Why do you do everything the man tells you?” The buffalo answered; “oh, the man is very intelligent”.
The tiger asked; “can you tell me how intelligent he is?”. “No, I can’t tell you”, said the buffalo; “but you can ask him”
So the next day the tiger asked to the man; “Can I see your intelligence?”. But the man answered; “it at home”. “Can you go and get it?” asked the tiger. “Yes” said the man; “but I am afraid you will kill my buffalo when I am gone. Can I tie you to a tree?”
After the man tied the tiger to the tree, he didn’t go home to get his intelligence. He took his plough and hit the tiger. Then he said; “Now you know about my intelligence even you haven’t seen it.


The Story of Rainbow – Narrative Text Example

A long time ago, there was a farmer. He had a small farm. One day he found that a wall which he had built on previous days was getting knocked down. The farmer did not know who or what made it. Because he felt tired of this happening the farmer decided to catch who should be responsible.
One evening, while the farmer was in guard he heard something strange near that wall, then he ran to find out who or what it was. It was surprising him because there were three star maidens there. When they saw the farmer was approaching, they tried to escape. Two of the star maidens could run and escape but one of them was left behind.
The farmer then caught the star maiden. She was beautiful and soon the farmer felt in love with her. Because he was afraid that the star maiden would run away, the farmer hid her magical wings so she could not fly anymore. the farmer and the star maiden got married.
Time went by they live together and got a beautiful baby boy. They lived happily for a long time, until one day, the star maiden found her magical wings near their house. She wore her wings back and flew with her son next to her. The farmer was alone and heart broken.
The gods saw the tears of the farmer. They felt pity of him so they decided to build a bridge of different colors for him to climb to the sky and see his son and wife.

Story of Batara Kala

Once there was an evil giant. He was called Batara Kala. He liked to kill people, especially children. His hair was was made form fire. Everybody was frightened of him.
One day, The chief of  gods, Batara Guru, invited all the gods and goddesses to drink sacred water in Paradise. The water was called Tirta Amertasari. Anyone who drank the water, he or she would live forever.
Because Batara Kala was not invited, he secretly flew into Paradise and stole some of the water and drank it. Unfortunately the god of Sun, Batara Surya,  and the goddess of Moon, Batara Chandra, knew what he did. They reported what Batara Kala had done to Batara Visnu, the keeper god of universe.
Batara Visnu took his weapon, Cakra, and shot it  to Batara Kala. It hit him on the neck. Batara Kala’s body was separated from head at once but his head was alive. He was very furious with Batara Surya and Batara Chandra. He swore to take revenge on them.
The giant, Batara Kala, then chased Batara Surya and Batara Chandra. He swallowed them up. Fortunately, Batara Surya and Batari Chandra could escape from Batara Kala’s throat because he had  no longer his body.

CINDERELLA STORY

Once upon a time, there was a young girl named Cinderella. She lived with her step mother and two step sisters.
The step mother and sisters were conceited and bad tempered. They treated Cinderella very badly. Her step mother made Cinderella do the hardest works in the house; such as scrubbing the floor, cleaning the pot and pan and preparing the food for the family. The two step sisters, on the other hand, did not work about the house. Their mother gave them many handsome dresses to wear.
One day, the two step sister received an invitation to the ball that the king’s son was going to give at the palace. They were excited about this and spent so much time choosing the dresses they would wear. At last, the day of the ball came, and away went the sisters to it. Cinderella could not help crying after they had left.
“Why are crying, Cinderella?” a voice asked. She looked up and saw her fairy godmother standing beside her, “because I want so much to go to the ball” said Cinderella. “Well” said the godmother,”you’ve been such a cheerful, hardworking, uncomplaining girl that I am going to see that you do go to the ball”.
Magically, the fairy godmother changed a pumpkin into a fine coach and mice into a coachman and two footmen. Her godmother tapped Cinderella’s raged dress with her wand, and it became a beautiful ball gown. Then she gave her a pair of pretty glass slippers. “Now, Cinderella”, she said; “You must leave before midnight”. Then away she drove in her beautiful coach.
Cinderella was having a wonderfully good time. She danced again and again with the king’s son. Suddenly the clock began to strike twelve, she ran toward the door as quickly as she could. In her hurry, one of her glass slipper was left behind.
A few days later, the king’ son proclaimed that he would marry the girl whose feet fitted the glass slipper. Her step sisters tried on the slipper but it was too small for them, no matter how hard they squeezed their toes into it. In the end, the king’s page let Cinderella try on the slipper. She stuck out her foot and the page slipped the slipper on. It fitted perfectly.
Finally, she was driven to the palace. The king’s son was overjoyed to see her again. They were married and live happily ever after.
The Legend of Toba Lake

One of the best tourism object in Sumatra, Toba lake. How it was formed. This is the legend as example of narrative text
Once upon time, there was a handsome man. His name was Batara Guru Sahala. He liked fishing. One day, he caught a fish. He was surprised to find out that the fish could talk. The fish begged him to set it free.
Batara Guru could not bear it. He made the fish free. As soon as it was free, the fish changed into a very beautiful woman. She attracted Batara Guru so much. He felt in love with that fish-woman. The woman wanted to marry with him and said that Batara Guru had to keep the secret which she had been a fish. Batara Guru aggreed and promised that he would never tell anybody about it.
They were married happily. They had two daughters. One day Batara Guru got very angry with his daughter. He could not control his mad. He shouted angrily and got the word of fish to his daugters. The daughters were crying. They found their mother and talked her about it.
The mother was very annoyed. Batara Guru broke his promise. The mother was shouting angrily. Then the earth began to shake. Volcanoes started to erupt. The earth formed a very big hole. People believed that the big hole became a lake. Then this lake is known as Toba lake.

The Story of Mouse Deer and Farmer
Cover sebuah buku tentang cerita kancil mencuri timun. Dalam bahasa Inggrisnya “Mouse deer steals cucumbers”
Once there were a mouse deer and a farmer. The farmer planted cucumber in his farm. In the same time the mouse deer was trying to steal the cucumbers.
One day, when the mouse deer wanted to steal the cucumber, he saw a scarecrow int the farmer’s field. He was frightened in the first time but soon found that the scarecrow could not scare off him. Even he punched the scarecrow with his front leg. Unluckily his front leg got stuck in the scarecrow because the farmer had filled it with strong adhesive glue.
The mouse deer forcefully tried to pull out his leg, but it did not work. The glue was too strong for him to set free. Not long after that, the farmer came. The farmer was satisfied to his work. The mouse deer was finally trapped. Then the farmer put the mouse deer in a cage.
The mouse deer was really in a big trouble as the farmer’s dog came approaching him. The dog said that the mouse deer would be cut and cooked for the following morning. In such dangerous situation, the mouse deer kept calm even relaxed. Of course it made the dog confused and asked the mouse deer why  he was not scared. So the mouse deer answered,” I’ll not be cooked but I’ll be a prince” Hearing the answer, the dog became more confused then the mouse deer continued. “I’m going to marry the farmer’s daughter so I’m going to be a prince. I am sad about you. You have loyalties but they are paid just like this” The mouse deer knew that the dog felt unhappy and continued proudly, “Now, look at me! I’ll become a prince in this house tomorrow”
The dog felt discriminated and asked the mouse deer to switch place. The dog thought that by switching place with the mouse deer in the cage, he would become a prince. The mouse deer agreed. Soon the dog opened the cage and let the mouse deer free.


Narrative Text in the Story of a Farmer and the Box

Once time, there was a poor farmer. He lived with his wife. One day, he dug up his field and found a big box. He then kept it in their house.
One sunny morning, his wife dropped an apple in the box. Suddenly, the box begun filled with apples. No matter how many apples were taken out,  more apples took place in the box.
One day, the framer dropped a gold coin into that box. At once, apples disappeared and the box begun filled up with gold coins. Soon the farmer became rich.
Having heard that his son got rich, the framer’s father visited the couple. His father was not very strong. He could not go out to work anymore. So the farmer asked his old father to help him take the gold coins out of the box.
His father worked hard, took the gold coins out of the box. When he told that he was very tired and wanted to have a rest, the farmer shouted at him; “Why are you so lazy? Why can’t you work harder?. The old man said nothing and continued to work. Suddenly the old man fell into the box, he died.  At once the gold coins disappeared and the box begun filled up with dead men.
The framer had to pull out and burried. To do this, the farmer had to spend all the money which he had collected before. When he had used up all his money, the box broke. The farmer  was just as poor as before.

The Story of the Thirsty Crow and the Jug Water

The story of thirsty crow and the jug of water. He struggled hard to find out the way of drinking from the jug, written as example of narrative text fable
On a hot day, a thirsty crow flew over a field looking for water. For a long time, she could not find any. She left very exhausted. She almost gave up.
Suddenly, she saw water jug below her. She flew straight down to see if there was any water inside. It was surprised because there was some water inside the jug.
The crow tried to push her head into the jug. Sadly she found that the neck of the jug was too narrow. Then she tried to push the jug down for the water to flow out but she found that the jug was too heavy.

The crow thought hard for a while. Then she was looking around. She saw some pebbles. She suddenly had a good idea. She started picking up the pebbles one by one, dropping it into the jug. As more and more pebbles filled the jug, the water level kept rising. Soon it was high enough for the crow to drink. “It’s working” she said.

Wednesday, March 8, 2017

Menghasilkan Dolar dari GrandBux

Mendapatkan Penghasilan dari GrandBux


GrandBux adalah situs PTC yang telah aktif sejak tahun 2014, dan saat ini menduduki peringat 1 di NBR (Net Business Rating). Sehingga Anda tidak perlu ragu jika ingin berinvestasi di PTC yang satu ini.


Mengapa saya katakan 'berinvestasi', karena jika Anda ingin memperoleh penghasilan yang luar biasa dari situs ini, Anda harus memiliki akun premium dan itu mengharuskan Anda untuk melakukan deposit.
Memang, bagi member standar pun masih bisa menghasilkan uang dari situs ini, tetapi tidak bisa mengoptimalkan potensi dari Rental Referralnya. Kecuali Anda bisa mendapatkan banyak Direct Referral, dan itu bukanlah hal yang mudah.

Meskipun begitu, bagi member gratis atau standar, tetap bisa menghasilkan uang, dan tidak diharuskan melakukan deposit terlebih dahulu, jika ingin melakukan withdrawal atau penarikan uang.
Anda tetap bisa menghasilkan dolar hanya dengan mengklik iklan dan view website, micro job, dan juga grand grid.

Ikan yang tersedia untuk diklik juga cukup banyak, dan micro job, meskipun banyak yang sulit, tetapi Anda akan benar-benar mendapat bayaran yang lumayan.


Mengapa harus Premium?

1. Mengoptimalkan profit dari Rental Referral
Di member standar, Anda tidak akan mendapatkan keuntungan yang sepadan dari Rental Referral, bahkan malah rugi. Tetapi di akun premium, minimal Silver, profit per RR klik menjadi dua kali lipat dari member standar, sehingga barulah Anda bisa profit dari klik RR.

2. Menambah Limit Referral
Dengan akun premium, limit Referral akan bertambah, sehingga Anda bisa menambah jumlah Direct Referral maupun Rental Referral menjadi lebih banyak. Makin banyak Referral, makin besar pula profit yang akan Anda dapatkan.

3. Rental Referral Filter Quality yang lebih baik
Dengan RR Filter Quality yang lebih baik, Anda akan mendapatkan RR yang lebih aktif dan dengan AVG yang tinggi pula. Ini berlaku untuk member Golden ke atas.

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Rental Referral Gratis akan Anda dapatkan jika mengupgrade akun ke premium. Untuk akun silver akan mendapatkan 150 RR gratis sampai akun Exclusife mendapatkan 2500 RR gratis.


Nah, dengan keuntungan yang banyak, tentunya tidak rugi jika Anda berinvestasi di GrandBux.
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Tunggu apalagi, jangan ragu, 
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Sunday, March 5, 2017

Dolar Gratis dari PlanetClix dan DimondClix


PlanetClix dan DimondClix memiliki admin yang sama, dan keduanya menjanjikan peluang untuk mendapatkan dolar gratis bagi setiap membernya.
Di PlanetClix ataupun DimondClix, member standar sudah dapat memperoleh profit dari Rental Referral, sehingga kedua situs ini sangat cocok bagi Anda yang baru memulai di dunia PTC.

Untuk mendapatkan dolar gratis tiap harinya, Anda hanya harus meng'klik' dan melihat halaman website pengiklan dalam waktu beberapa detik saja. Iklan yang disediakan juga cukup banyak (sangat banyak, malah) sehingga Anda bisa mengumpulkan dolar sebanyak-banyaknya untuk kemudian menyewa Rental Referral.


Baik PlanetClix maupun DimondClix menyediakan Rental Referral (RR) dengan harga yang sangat murah. Di PlanetClix Anda bisa mendapatkan 100 RR hanya seharga 6 USD dan di DimondClix 100 RR hanya 5 USD. Sehingga bagi member standar yang baru bergabung bisa mencicil untuk mengumpulkan RR.

Bagi member standar hanya dapat memiliki maksimal 100 RR, dengan profit sekitar 0,3 sampai 0,4 USD perhari, dengan AVG sekitar 3 sampai 4. Sehingga dalam satu bulan Anda bisa mendapatkan 9 USD dikurang biaya RR 6 USD, pure profit sektiar 3 USD. Cukup lumayan untuk member standar.

Untuk menambah jumlah RR dan meningkatkan profit dari setiap kliknya Anda bisa mengupgrade akun Anda. Pilihannya pun ada banyak.


Anda bisa lihat di tabel, untuk masing-masing membership, kurang lebih sama baik di PlanetClix ataupun di DimondClix.

Strategi untuk mengumpulkan RR sangat mudah, Anda harus aktif klik iklan setiap hari. Jika saldo sudah mencukupi untuk menyewa RR, segeralah sewa RR, mulai dari sedikit dulu. Dan jangan lupa untuk mengaktifkan Autopay, agar Anda tidak perlu repot-repot memperpanjang (Extend) masa aktif RR Anda.
Dengan mengaktifkan Autopay, Anda harus mengisi purchase balance setiap hari. Karena biaya autopay akan dipotong dari Purchase Balance. Untuk melihat berapa biaya yang diperlukan setiap harinya untuk autopay, bisa dilihat di statistic.


Disana Anda bisa melihat statistik dari RR clicks dan juga Autopay. Sehingga Anda bisa menyiapkan berapa yang harus anda masukkan ke purchase balance. Seperti gambar di atas adalah statistik untuk 300 RR, dengan autopay per hari adalah 0,66 USD.
Jika Anda mampu memanage RR dengan baik, Anda akan mampu mengumpulkan RR yang aktif sebanyak-banyaknya.

Untuk penarikan uang atau withdrawal, baik di  PlanetClix maupun DimondClix Anda bisa menggunakan beberapa pilihan. Untuk saat ini Anda bisa melakukan withdrawal secara instan dengan Payza dan PerfectMoney.
Jika Anda baru bergabung, Anda diharuskan melakukan deposit terlebih dahulu untuk mengaktifkan pilihan sistem penarikan. Jika Anda deposit melalaui PerfectMoney, maka sistem penarikan PerfectMoney akan aktif, begitu juga Payza dan yang lainnya.
Jangan kuatir untuk deposit cukup 2 USD saja melalui PerfectMoney, setelah itu Anda tidak perlu melakukan deposit lagi untuk melakukan withdrawal.

Nah, itu tadi sedikit saja ulasan tentang PlanetClix dan DimondClix, untuk lebih jelasnya silakan Anda bergabung dengan mengklik banner di bawah.



Saturday, March 4, 2017

HitClickFlow Bangkrut!!!


Sejak kemarin situs hitclickflow.com tidak dapat diakses, dan ternyata situs hitclickflow dinyatakan sudah tidak ada lagi alias bangkrut!
Ini pernyataan dari mantan Adminnya...

Hi
I'm an ex-admin of hitclickflow.com - why ex? As I closed this site today.
Let me explain you what happened:
I ran out of cash, as simple is that. But it's not your cash only I ran out of.
The site had about 45k usd in deposits and over 53k in withdrawals so that
difference I covered from my own pocket.
I also covered server fees, ddos protection fees and advertising costs so it
was another 6-7k USD.
So I ended up with 15000 USD debit on my account that I have to pay off now.
I'm telling you this only because I don't want some people to think that I ran away with
full pockets.
What did I do wrong? Let me tell you few things about ptc sites:
***************
Why did I fail? I opened a site with no paypal at the beginning. Site with no paypal, pure ptc
site I mean has no chance to survive. Everyone is moaning about f*** paypal even if they know that will end up with troubles.
And it did. I was begging my partner to use his pp account and as far as I know their pp account is closed now - my big apologies for that.
Why did I switched to manual paypal at some stage? To fool paypal. They won't see the source of money coming in. So every site which is taking money with that method is fooling paypal and it will end up the same way I did at some stage.
What else did I do wrong? I was to honest and let earn too much with too high RR AVG and adgrid prizes.

PTC site will not survive with selling ads only. Why is that? Because 99% of people coming in to the site doesn't give a s**t what they see and what they click about. They don't care, only thing they care about is their own pocket. Large groups of useless users are clicking on the sites like robots but admin will never get anything out of that, unless they invest something.
*********
I'm sorry for all those which lost money on my site and congrats for those which made huge ROI's.
Steven.

[Edited to remove mentions to other sites. Using other sites as an excuse for failure not good.]
sumber

Berikut artinya dari google translate :

Hai

Saya seorang mantan admin dari hitclickflow.com - mengapa mantan? Karena saya menutup situs ini hari ini.
Mari saya jelaskan apa yang terjadi:

Saya kehabisan uang tunai, sesederhana itu. Tapi itu bukan hanya uang tunai Anda yang saya habiskan. Situs ini memiliki sekitar 45 ribu USD di deposit dan lebih dari 53 ribu USD di penarikan sehingga selisihnya Saya tutupi dari uang saku saya sendiri.

Saya juga menutupi biaya server, biaya perlindungan DDoS dan biaya iklan sekitar
6-7 ribu USD.

Jadi saya berakhir dengan 15.000 USD debit pada akun saya yang harus saya bayar sekarang.

Saya mengatakan ini hanya karena saya tidak ingin orang-orang berpikir bahwa saya melarikan diri dengan kantong penuh.

Apa kesalahan yang telah saya perbuat? Biarkan saya memberitahu Anda beberapa hal tentang situs ptc:

***************

Mengapa saya gagal? Saya membuka sebuah situs tanpa paypal di awal. Situs tanpa paypal, ptc murni
yang saya maksud tidak memiliki kesempatan untuk bertahan. Semua orang mengeluh tentang f *** paypal bahkan jika mereka tahu bahwa hal ini akan berakhir dengan masalah.

Dan itu. Saya memohon kepada partner saya menggunakan akun pp miliknya dan sejauh yang saya tahu akun pp mereka telah ditutup sekarang - permintaan maaf saya sebesar-besarnya untuk itu.

Mengapa saya beralih ke paypal manual pada tahap tertentu? Untuk menipu paypal. Mereka tidak akan melihat sumber uang masuk. Jadi setiap situs yang mengambil uang dengan metode yang membodohi paypal dan itu akan berakhir dengan cara yang sama seperti yang saya lakukan pada tahap tertentu.

Apa lagi yang saya lakukan salah? Saya terlalu jujur ​​dan membiarkan pendapatan terlalu besar pada AVG RR  dan hadiah adgrid yang terlalu tinggi.

situs PTC tidak akan bertahan dengan menjual iklan saja. Mengapa demikian? Karena 99% dari orang yang datang ke situs ini tidak memberikan s ** t apa yang mereka lihat dan apa yang mereka klik. Mereka tidak peduli, hal yang mereka pedulikan adalah kantong mereka sendiri. Sebagian besar pengguna yang tidak berguna melakukan klik  seperti robot tapi admin tidak akan mendapatkan apa-apa dari itu, kecuali jika mereka berinvestasi.

*********

Saya minta maaf untuk semua orang yang kehilangan uang di situs saya dan selamat bagi mereka yang memperoleh ROI yang besar.

Steven.

[Diedit untuk menghapus menyebutkan ke situs lain. Menggunakan situs lain sebagai alasan untuk kegagalan tidak baik.]



Nah, itu tadi berita sedih bagi member di situs ini tentunya, termasuk Saya sendiri.
Entah kesalahan darimana, apakah karena payment prosesornya yang menyulitkan atau ada hal lain. Yang jelas hitclickflow.com sekarang sudah tidak ada lagi.

Semoga hal ini menjadi contoh bagi member-member di situs PTC lain agar tidak terlalu menuntut situs PTC untuk menggunakan Paypal. Mengingat banyaknya situs-situs PTC yang berhenti berhubungan dengan paypal.

Mari kita tetap positif dan terus berjuang mengumpulkan recehan dolar dari internet. Jangan khawatir masih banyak situs-situs PTC lain yang telah bertahan selama bertahun-tahun, seperti ClixSense, Neobux atau Grandbux. Semoga situs-situs PTC ini tetap bertahan lama.


Wednesday, March 1, 2017

Makalah Fiqih : Riba

MAKALAH FIKIH
RIBA


BAB I
PENDAHULUAN

A.    Latar Belakang
Istilah dan persepsi mengenai riba begitu hidupnya di dunia Islam. Oleh karenanya, terkesan seolah-olah doktrin riba adalah khas Islam. Orang sering lupa bahwa hukum larangan riba, sebagaimana dikatakan oleh seorang Muslim Amerika, Cyril Glasse, dalam buku ensiklopedinya, tidak diberlakukan di negeri Islam modern manapun. Sementara itu, kebanyakan orang tidak mengetahui bahwa di dunia Kristenpun, selama satu milenium, riba adalah barang terlarang dalam pandangan theologi, cendekiawan maupun menurut undang-undang yang ada.
Di sisi lain, kita dihadapkan pada suatu kenyataan bahwa praktek riba yang merambah ke berbagai negara ini sulit diberantas, sehingga berbagai penguasa terpaksa dilakukan pengaturan dan pembatasan terhadap bisnis pembungaan uang. Perdebatan panjang di kalangan ahli fikih tentang riba belum menemukan titik temu. Sebab mereka masing-masing memiliki alasan yang kuat. Akhirnya timbul berbagai pendapat yang bermacam-macam tentang bunga dan riba.
Riba bukan cuma persoalan masyarakat Islam, tapi berbagai kalangan di luar Islam pun memandang serius persoalan riba. Kajian terhadap masalah riba dapat dirunut mundur hingga lebih dari 2.000 tahun silam. Masalah riba telah menjadi bahasan kalangan Yahudi, Yunani, demikian juga Romawi. Kalangan Kristen dari masa ke masa juga mempunyai pandangan tersendiri mengenai riba.
Dalam Islam, memungut riba atau mendapatkan keuntungan berupa riba pinjaman adalah haram. Ini dipertegas dalam Al-Qur'an Surah Al-Baqarah ayat 275 : ...padahal Allah telah menghalalkan jual beli dan mengharamkan riba.... Pandangan ini juga yang mendorong maraknya perbankan syariah dimana konsep keuntungan bagi penabung didapat dari sistem bagi hasil bukan dengan bunga seperti pada bank konvensional, karena menurut sebagian pendapat (termasuk Majelis Ulama Indonesia), bunga bank termasuk ke dalam riba. bagaimana suatu akad itu dapat dikatakan riba? hal yang mencolok dapat diketahui bahwa bunga bank itu termasuk riba adalah ditetapkannya akad di awal. jadi ketika kita sudah menabung dengan tingkat suku bunga tertentu, maka kita akan mengetahui hasilnya dengan pasti. berbeda dengan prinsip bagi hasil yang hanya memberikan nisbah bagi hasil bagi deposannya. dampaknya akan sangat panjang pada transaksi selanjutnya. yaitu bila akad ditetapkan di awal/persentase yang didapatkan penabung sudah diketahui, maka yang menjadi sasaran untuk menutupi jumlah bunga tersebut adalah para pengusaha yang meminjam modal dan apapun yang terjadi, kerugian pasti akan ditanggung oleh peminjam. berbeda dengan bagi hasil yang hanya memberikan nisbah tertentu pada deposannya. maka yang di bagi adalah keuntungan dari yang didapat kemudian dibagi sesuai dengan nisbah yang disepakati oleh kedua belah pihak.

B. Rumusan Masalah
1.      Apa pengertian dan macam-macam riba?
2.      Bagaimana hukum riba?
3.      Apakah perbedaan antara riba dan jual-beli?

C. Tujuan Penulisan
1.      Dapat memahami pengertian riba.
2.      Dapat mengetahui macam-macam riba.
3.      Dapat memahami dasar-dasar hukum riba.
4.      Dapat mengetahui perbedaan antara riba dan jual-beli.


BAB II
PEMBAHASAN

A. Pengertian Riba
Riba menurut bahasa, riba memiliki beberapa pengertian, yaitu:
1.             Bertambah, karena salah satu perbuatan riba adalah meminta tambahan dari sesuatu yang dihutangkan.
2.             Berkembang, berbunga, karena salah satu perbuatan riba adalah membungakan harta uang atau yang lainnya yang dipinjamkan kepada orang lain.
3.             Berlebihan atau menggelembung.[1]
Sedangkan menurut istilah, yang dimaksud dengan riba menurut Al Mali ialah: “Akad yang terjadi atas penukaran barang tertentu yang tidak diketahui pertimbangannya menurut ukuran syara’, ketika berakad atau dengan mengakhirkan tukaran kedua belah pihak salah satu keduanya”.
Menurut Muhammad Abduh, yang dimaksud dengan riba ialah penambahan-penambahan diisyaratkan oleh orang yang memiliki harta kepada orang yang meminjam hartanya (uangnya), karena pengunduran janji pembayaran oleh peminjam dari waktu yang telah ditentukan.
Menurut Abdurrahman Al-Jaziri, yang dimaksud dengan riba ialah akad yang terjadi dengan penukaran tertentu, tidak diketahui sama atau tidak menurut aturan syara’ atau terlambat salah satunya.[2]
Sedangkan menurut terminologi syara’, riba berarti: “Akad untuk satu ganti khusus tanpa diketahui perbandingannya dalam penilaian syariat ketika berakad atau bersama dengan mengakhirkan kedua ganti atau salah satunya.” [3]
Dengan demikian, riba menurut istilah ahli fiqih adalah penambahan pada salah satu dari dua ganti yang sejenis tanpa ada ganti dari tambahan ini. Tidak semua tambahan dianggap riba, karena tambahan terkadang dihasilkan dalam sebuah perdagangan dan tidak ada riba didalamnya hanya saja tambahan yang diistilahkan dengan nama “riba” dan Al-Quran datang menerangkan pengharamannya adalah tambahan tempo.[4]

B.   Macam-macam Riba
Riba bisa diklasifikasikan menjadi tiga: Riba Al-Fadl, riba Al-yadd, dan riba An-nasi’ah,riba Qardhi, Berikut penjelasan lengkap macam-macamnya:
1.     Riba Al-Fadhl
Riba Al-Fadhl adalah kelebihan yang terdapat dalam tukar menukar antara tukar menukar benda-benda sejenis dengan tidak sama ukurannya, seperti satu gram emas dengan seperempat gram emas,maupun perak dengan perak.[5] Hal ini sesuai dengan hadist nabi saw. sebagai berikut:
الذَّهَبُ بِالذَّهَبِ وَزْنًا بِوَزْنٍ مِثْلًا بِمِثْلٍ وَالْفِضَّةُ بِالْفِضَّةِ وَزْنًا بِوَزْنٍ مِثْلًا بِمِثْلٍ فَمَنْ زَادَ أَوْ اسْتَزَادَ فَهُوَ رِبًا
“Emas dengan emas, setimbang dan semisal; perak dengan perak, setimbang dan semisal; barang siapa yang menambah atau meminta tambahan, maka (tambahannya) itu adalah riba”. (HR Muslim dari Abu Hurairah).

2.    Riba Al-Yadd
 Riba Al-Yadd, yaitu riba dengan berpisah dari tempat akad jual beli sebelum serah terima antara penjual dan pembeli. Misalnya, seseorang membeli satu kuintal beras. Setelah dibayar, sipenjual langsung pergi sedangkan berasnya dalam karung belum ditimbang apakah cukup atau tidak.[6]
الذَّهَبُ بِالذَّهَبِ رِبًا إِلَّا هَاءَ وَهَاءَ وَالْبُرُّ بِالْبُرِّ رِبًا إِلَّا هَاءَ وَهَاءَ وَالتَّمْرُ بِالتَّمْرِ رِبًا إِلَّا هَاءَ وَهَاءَ وَالشَّعِيرُ بِالشَّعِيرِ رِبًا إِلَّا هَاءَ وَهَاءَ
“Emas dengan emas riba kecuali dengan dibayarkan kontan, gandum dengan gandum riba kecuali dengan dibayarkan kontan; kurma dengan kurma riba kecuali dengan dibayarkan kontan; kismis dengan kismis riba, kecuali dengan dibayarkan kontan (HR al-Bukhari dari Umar bin al-Khaththab)


3.    Riba An-Nasi’ah
Riba Nasi’ah, adalah tambahan yang disyaratkan oleh orang yang mengutangi dari orang yang berutang sebagai imbalan atas penangguhan (penundaan) pembayaran utangnya. Misalnya si A meminjam uang Rp. 1.000.000,- kepada si B dengan perjanjian waktu mengembalikannya satu bulan, setelah jatuh tempo si A belum dapat mengembalikan utangnya. Untuk itu, si A menyanggupi memberi tambahan pembayaran jika si B mau menunda jangka waktunya. Contoh lain, si B menawarkan kepada si A untuk membayar utangnya sekarang atau minta ditunda dengan memberikan tambahan. Mengenai hal ini Rasulullah SAW. Menegaskan bahwa:
عَنْ سَمَرَةِ بْنِ جُنْدُبٍ اَنَّ النَّبِيَّ صَلَّىاللهُ عَلَيْهِ وَسَلَّمَ نَهى عَنْ بَيْعِ الَحَيَوَانِ بِالْحَيَوَانِ نَسِيْئَةً
“Dari Samrah bin Jundub, sesungguhnya Nabi Muhammad saw. Telah melarang jual beli hewan dengan hewan dengan bertenggang waktu.” (Riwayat Imam Lima dan dishahihkan oleh Turmudzi dan Ibnu Jarud)”

4.      Riba Qardhi
Riba Qardhi adalah riba yang terjadi karena adanya proses utang piutang atau pinjam meminjam dengan syarat keuntungan (bunga) dari orang yang meminjam atau yang berhutang. Misalnya, seseorang meminjam uang sebesar sebesar Rp. 1.000.000,- (satu juta) kemudian diharuskan membayarnya Rp. 1.300.000,- (satu juta Tiga ratus ribu rupiah). 
Terhadap bentuk transsaksi seperti ini dapat dikategorikan menjadi riba, seperti sabda Rasulullah Saw.:
كُلُّ قَرْضٍ جَرَّ مَنْفَعَةً فَهُوَرِبًا

“Semua piutang yang menarik keuntungan termasuk riba.” (Riwayat Baihaqi).

C.    Dasar-dasar Hukum Riba
Al-Quran menyinggung keharaman rba secara kronologis diberbagai tempat. Pada periode Mekkah turun firman Allah swt. Dalm surat Ar-Ruum ayat 39:[7]
وَمَآ ءَاتَيۡتُم مِّن رِّبٗا لِّيَرۡبُوَاْ فِيٓ أَمۡوَٰلِ ٱلنَّاسِ فَلَا يَرۡبُواْ عِندَ ٱللَّهِۖ وَمَآ ءَاتَيۡتُم مِّن زَكَوٰةٖ تُرِيدُونَ وَجۡهَ ٱللَّهِ فَأُوْلَٰٓئِكَ هُمُ ٱلۡمُضۡعِفُونَ ٣٩
“Dan sesuatu riba (tambahan) yang kamu berikan agar dia bertambah pada harta manusia, Maka riba itu tidak menambah pada sisi Allah. dan apa yang kamu berikan berupa zakat yang kamu maksudkan untuk mencapai keridhaan Allah, Maka (yang berbuat demikian) Itulah orang-orang yang melipat gandakan (pahalanya)”.
Pada periode Madinah turun ayat yang seccara jelas dan tegas tentang keharaman riba, terdapat dalam surat Ali-Imran ayat 130.[8]
يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُواْ لَا تَأۡكُلُواْ ٱلرِّبَوٰٓاْ أَضۡعَٰفٗا مُّضَٰعَفَةٗۖ وَٱتَّقُواْ ٱللَّهَ لَعَلَّكُمۡ تُفۡلِحُونَ ١٣٠
 “ Hai orang-orang yang beriman, janganlah kamu memakan riba dengan berlipat ganda[228]] dan bertakwalah kamu kepada Allah supaya kamu mendapat keberuntungan”.
Dan ayat terakhir yang memperkuat keharaaman riba terdapat dalam surat Al-Baqarah ayat 278-279.[9]
يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُواْ ٱتَّقُواْ ٱللَّهَ وَذَرُواْ مَا بَقِيَ مِنَ ٱلرِّبَوٰٓاْ إِن كُنتُم مُّؤۡمِنِينَ ٢٧٨ فَإِن لَّمۡ تَفۡعَلُواْ فَأۡذَنُواْ بِحَرۡبٖ مِّنَ ٱللَّهِ وَرَسُولِهِۦۖ وَإِن تُبۡتُمۡ فَلَكُمۡ رُءُوسُ أَمۡوَٰلِكُمۡ لَا تَظۡلِمُونَ وَلَا تُظۡلَمُونَ ٢٧٩
278.”Hai orang-orang yang beriman, bertakwalah kepada Allah dan tinggalkan sisa riba (yang belum dipungut) jika kamu orang-orang yang beriman”.
279.“Maka jika kamu tidak mengerjakan (meninggalkan sisa riba), Maka Ketahuilah, bahwa Allah dan rasul-Nya akan memerangimu. dan jika kamu bertaubat (dari pengambilan riba), Maka bagimu pokok hartamu; kamu tidak menganiaya dan tidak (pula) dianiaya”.
Dua ayat terakhir di atas mempertegas sebuah penolakan secara jelas terhadap orang yang mengatakan bahwa riba tidak haram kecuali jika berlipat ganda. Allah tidak memperbolehkan pengembalian utang kecuali mengembalikan modal pokok tanpa ada tambahan.
Dalam hadist yang diriwayatkan oleh Bukhari dan Muslim secara jelas riba adalah perbuatan haram, termasuk salah satu dari lima dosa besar yang membinasakan.
Dalam hadist lain keharaman riba bukan hanya kepada pelakunya, tetapi semua pihak yang membantu terlaksananya perbuatan riba sebagaimana hadist yang diriwayatkan oleh Muslim:
لَعَنَ رَسُوْلُ اللهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ آكِلَ الرِّباَ وَمُوْكِلَهُ وَكَاتِبَهُ وَشَاهِدَيْهِ, وَقَالَ: هُمْ سَوَاءٌ
“Rasulullah saw melaknat orang memakan riba, yang memberi makan riba, penulisnya, dan dua orang saksinya. Belia bersabda; Mereka semua sama”. (HR Muslim).

D.    Perbedaan Riba Dengan Jual Beli
Jual-beli merupakan salah satu cara pemenuhan kebutuhan manusia, manusia tidak mungkinbisa memenuhi kebutuhannya tanpa terikat dengan orang lain. Oleh karena itu manusiamelakukan transaksi, bahkan tidak ada hari yang dilalui manusia tanpa transaksi. Karenatransaksi merupakan kegiatan sehari-hari manusia, maka Allah menghalalkan jua-lbeli. Akan tetapi, jika manusia tidak cermat dalam memahami aturan islam tentang jual-beli, bisa-bisamanusia terjerumus kedalam transaksi yang riba.
Di antara perbedaan jual beli dengan riba adalah adanya sesuatu tambahan pada suatu akad yang tidak sesuai dengan syara’, karena bisa memberatkan salah satu pihak,dan agama islam melarang hal semacam ini.
Sedangkan tambahan atau laba dalam jual-beli yang di sahkan adalah dengan cara yang telah ditentukan syara’.[10]

E.     Hikmah di Haramkannya Riba
Sudah menjadi sunnatullah bagi umat islam bahwa apapun yang di haramkan oleh Allah swtitu banyak mengandung mudharat. Begitupun dengan diharamkannya riba, adapun bahaya yang terkandung dalam riba sebagaimana yang di kemukakan oleh Abu Fajar Al Qalami dan Abdul Wahid Al Banjary adalah:
1.      Ia dapat menimbulkan permusuhan antara pribadi dan meengikishabis semangatkerjasama/saling menolong sesame manusia. Padahal semua agama terutama islam amatmenyeru agar manusia saling tolong menolong. Di sisi lain Allah membenci orang yang mengutamakan kepentingan sendiri dan orang yang memeras hasil kerja keras orang lain.
2.      Riba akan menimbulkan adanya mental pemboros yang malas bekerja. Dapat pula menimbulkankebiasaan menimbun harta tanpa kerja keras, sehingga seperti pohon benalu yang hanya biasmenghisap tumbuhan lain.
3.      Riba merupakan cara menjajah. Karena itu orang berkata, “penjajahan berjalan dibelakang pedagang dan pendeta. Dan kita telah mengenal riba dengan segala dampak negatifnya di dalammenjajah Negara kita.
4.      Setelah semua ini, islam menyeru agar manusia suka mendermakan harta kepada saudaranyadengan baik, yakni ketika saudaranya membutuhkan bantuan [11].



BAB III
PENUTUP

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A.   Kesimpulan
Adapun kesimpulan yang dapat kami ambil dari makalah ini adalah, riba dengan segalamacam bentuknya merupakan suatu pemaksaan pemindahan hak milik dari orang yang menjadiobjek riba oleh orang yang menjadi subjek dari perbuatan riba itu secara tidak langsung. Dan perbuatan semacam ini mendapatkan kecaman yang sangat serius dari Allah dan Rasul-Nya. Orang yang melakukan transaksi semacam ini balasannya adalah neraka berdasarkan firman Allah “ Dan Allah telah menghalalkan jualbeli dan mengharamkan riba”. Karena pada dasarnyariba adalah pencurian yang mempunyai akad.



DAFTAR PUSTAKA

Al Qalami, Abu Fajar dan Al Banjary, Abdul Wahid, Tuntunan jalan lurus dan benar, (tanpa kota dan tahun terbit:Gita media Press)
Azim, Abdul Aziz Muhammad, Prof. Dr, Fiqh Muamalat, (Jakarta: Amzah, 2010)
Ghazaly, Abdul Rahman,Prof. Dr., H.,MA.,dkk., Fiqh Muamalat.(Jakarta:Kencana Prenada Media Group,2010)
https://indo-moeslim.blogspot.com/2010/08/pengertian-dasar-hukum-riba-dan.html, diunduh tgl. 26 April 2013
Rasjid, Sulaiman, H. Fiqih Islam (Hukum Fiqih Islam), (Bandung: PT. Penerbit Sinar Baru Algensindo, 2012)
Suhendi, Hendi, M.si., Dr., H..Fiqih Muamalah, (Jakarta:PT. Raja Grafindo Persada,2005)



[1] Prof.Dr.H.Hendi Suhendi,Fiqih Muamalah,(Jakarta:PT. Raja Grafindo Persada,2005). hlm. 57
[2] Ibid. Hlm. 58
[3] Prof.Dr.Abdul Aziz Muhammad Azim, Fiqh Muamalat, (Jakarta: Amzah, 2010). Hlm. 216
[4] Ibid, hlm. 217                                                             
[5] Prof.Dr.H.Abdul Rahman Ghazaly,MA,dkk.Fiqh Muamalat.(Jakarta:Kencana Prenada Media Group,2010).hlm. 220
[7] Ibid, hlm. 220
[8] Ibid, hlm.221
[9] Ibid.
[10]Abu Fajar Al Qalamidan Abdul Wahid Al Banjary, Tuntunanjalanlurusdanbenar, (tanpakotadantahunterbit: Gitamedia Press), hal. 379
[11]Ibid, hal 380.

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